At Black Tie Lending, we specialize in providing fast, flexible, and investor-focused financing solutions that empower you to act quickly and scale confidently. Our expertise lies in Hard Money and DSCR (Debt Service Coverage Ratio) loans—two of the most powerful tools for today’s real estate investors. We’re not just another lender. We’re your partner in growth, offering financing options that make sense, close fast, and match your strategy.
🏗️ Our Core Loan ProgramsHard Money Loans
Ideal for fix-and-flip projects, BRRRR strategies, and time-sensitive deals, our hard money loans are based on asset value—not your credit score. We offer:
DSCR Rental Loans
Built for long-term buy-and-hold investors, our DSCR loans focus on the income your property generates, not your personal income. Perfect for growing rental portfolios with:
Commercial Loans
🏡 Other Financing Options
In addition to our investment-focused loans, we also offer traditional mortgage products to serve a wide range of borrower needs:
🤝 Why Black Tie Lending?
🔑 Your Investment. Our Priority
At Black Tie Lending, your success is our mission. Whether you're building a rental empire, flipping your next project, or purchasing a home, we’re here to deliver the capital and confidence you need.
Join the investors who trust Black Tie Lending to get deals done—fast, smart, and professionally.
Let’s build something great. Contact us today to get started.
🏗️ Our Core Loan ProgramsHard Money Loans
Ideal for fix-and-flip projects, BRRRR strategies, and time-sensitive deals, our hard money loans are based on asset value—not your credit score. We offer:
- Fast approvals and closings (as little as 10-15 days)
- Flexible terms
- Funding for distressed or undervalued properties
DSCR Rental Loans
Built for long-term buy-and-hold investors, our DSCR loans focus on the income your property generates, not your personal income. Perfect for growing rental portfolios with:
- No income verification
- 30-year fixed or interest-only options
- Competitive rates for cash-flowing properties
Commercial Loans
- Financing for retail, office, industrial, and multifamily investment properties
🏡 Other Financing Options
In addition to our investment-focused loans, we also offer traditional mortgage products to serve a wide range of borrower needs:
- Conventional Loans – Great for borrowers with solid credit, offering competitive rates and flexible terms
- FHA Loans – Designed for first-time buyers or those with lower credit scores, offering low down payment options
- VA Loans – For eligible veterans and service members, with no down payment and excellent rates
🤝 Why Black Tie Lending?
- Investor-Centered: We speak your language and structure deals with your ROI in mind
- Speed & Simplicity: Lightning-fast approvals and minimal red tape
- Flexible Financing: From flips to rentals to ground-up construction, we fund it all
- Personalized Service: Dedicated loan experts who guide you from application to closing
- Nationwide Reach: We fund deals in most states
🔑 Your Investment. Our Priority
At Black Tie Lending, your success is our mission. Whether you're building a rental empire, flipping your next project, or purchasing a home, we’re here to deliver the capital and confidence you need.
Join the investors who trust Black Tie Lending to get deals done—fast, smart, and professionally.
Let’s build something great. Contact us today to get started.